In July 2022, both The Villages Association (ABOD) and The Villages Homeowners’ boards (HBOD) introduced an earthquake insurance program offered by Motus Insurance Services. The Motus earthquake insurance program is an optional insurance policy that The Villages owners may purchase to protect themselves in case of an earthquake that causes damage to their property. Motus offers temporary living off-site and potential special assessments cost assistance. It’s an alternative, with some unique features compared to other individual earthquake insurance programs such as those offered by the State of California’s CEA program, or some private insurance companies.
A Motus policy is not earthquake insurance purchased by, or for, any of The Villages corporations – it is available only to individual homeowners (condominiums and single-family homes).
With the Motus program, each owner of a condo/villa or single-family home must decide for themselves whether they want to buy earthquake insurance and the type and amount of coverage. Motus offers two policy versions – one version for condo/villa owners, and another version tailored for single-family homeowners.
To learn more about Motus, view the Motus Enrollment Materials below, or visit www.MOTUSINS.com.
Disclaimer: Purchasing a Motus insurance policy is strictly an individual resident’s choice. Neither the Villages Association, nor the Golf and Country Club, nor the Homeowners’ corporations make any recommendations for or against purchasing a Motus policy.
