Testing a smoke detector
Test your smoke detectors regularly

By Julia Meadows, CCAM, CMCA, AMS, PCAM 

Arriving soon will be The Villages Association (condominiums) the annual Association Smoke, CO Detectors and Insurance Statements of Compliance. 

In order to fulfill the requirements of The Villages Association Policies APo 408 Smoke Detectors Installation, Maintenance, Repair and Replacement, and APo 410 Carbon Monoxide (CO) Detectors, each owner is required to inspect (or have inspected by a third party) his/her villa on an annual basis to ensure their detector(s) are in working order and in addition, all Association residents (renters and owners) must provide a certification of insurance that complies with the Association CC&Rs and Association Policy APo 409 Home Owner & Resident Insurance Requirements and Verification. 

State and local laws require a smoke detector in each sleeping room and in the hallway and a carbon monoxide detector be installed outside of each separate dwelling unit sleeping area. Per the policies, the replacement of smoke detectors is required every ten years and replacement of CO detectors is required every five years.  In addition, a statement of compliance shall be demonstrated annually.

In addition, all Association condo owners must maintain property and liability coverage (commonly referred to as HO6) plus loss assessment coverage, and renters must maintain liability coverage (commonly referred to as HO4 and property coverage in an amount deemed appropriate by the renter.  Both parties are required to provide a certificate of insurance that complies with the CC&Rs.

The policies listed below and the specifics on The Villages insurance guidelines and requirements are available on The Villages Member Portal at the following address links:

APo 409 Insurance Guidelines:

https://member.thevillagesgcc.com/static/wp-content/uploads/2024/10/insurance.pdf

APo 408 Smoke Detector Installations, Maintenance, Repair and Replacement:

https://member.thevillagesgcc.com/static/wp-content/uploads/2024/07/apo_408.pdf

APo 410 Carbon Monoxide (CO) Detectors:

https://member.thevillagesgcc.com/static/wp-content/uploads/2024/07/apo_410.pdf

The deadline to complete and return the Smoke, CO Detectors, and Insurance Compliance forms (for condo residents) is on or before Monday, November 4, 2024. You may either drop it in the white deposit box located in the parking lot just outside of Building A or mail the completed document and any attachments back to us at:

            The Villages Association

            Attention: Detector/Insurance Compliance

            5000 Cribari Lane

            San Jose, CA  95135

We appreciate you taking the time to complete and return these important forms. Please be assured that the information that you provide is used strictly for the corporations’ records and to document our community’s compliance with applicable laws and the governing documents. A summary of the age survey results (not including names or addresses) will be made available following completion of the survey.

Thank you for your assistance with this very important matter.